From paper to digital: SBV Region III modernises banking operations

Following the merger of the State Bank of Vietnam (SBV) branches in Son La, Dien Bien and Lai Chau provinces, SBV Region III now oversees a large area with a substantial workload. The branch has stepped up the use of digital technology in management and administration, gradually modernising its working environment, improving operational efficiency and meeting the demands of development in the digital era.

The branch has focused on investing in and upgrading information technology infrastructure and equipment, while deploying an integrated electronic document management system, digital signatures and specialised professional software.

The Accounting and Payments Division of SBV Region III holds a meeting to discuss measures to accelerate digital transformation.

To date, all divisions are connected to internal networks and the Internet, while 100% of documents are processed entirely electronically. About 90% of work dossiers are handled online, and more than 80% of meetings are held via videoconference. The systematic digitisation of records and data has significantly shortened processing times and strengthened management and administrative effectiveness following the apparatus restructuring.

Nguyen Mai Phuong, an officer with the Administration and Human Resources Divisions of SBV Region III, said the use of management software has streamlined document processing and reduced traditional paperwork.

“It also allows us to easily monitor each stage of the process, making the work more transparent and accurate,” she said.

To ensure seamless direction and administration, the branch has invested in videoconferencing facilities connecting its various locations, alongside an integrated electronic attendance system.

In addition to upgrading infrastructure, it has placed emphasis on strengthening digital skills among its officials and employees. The “Digital Literacy for All” initiative has been incorporated into Party cell meetings and professional activities, encouraging staff to proactively update their knowledge of science, technology and digital transformation skills through a platform developed by the Ministry of Public Security. To date, all employees at the branch have received basic digital skills training.

Dang Le Ngoc, acting head of the branch’s Accounting and Payments Division, said the branch operates across three locations, making digital management systems particularly useful in automating task assignments, monitoring progress and controlling the quality of completed work.

“The management board can closely monitor each stage of professional operations, while staff can proactively track their own progress, minimising the risk of tasks being overlooked,” he said.

An employee of MBBank Son La helps a resident install the MBBank app.

Digital transformation has also driven a breakthrough in administrative reform at the branch. All eligible administrative procedures are now available online, while inspection and examination activities are gradually being digitised. The branch is also proactively applying artificial intelligence (AI) to professional advisory and work-processing activities.

To strengthen data security, the branch has signed a coordination agreement with the Son La provincial Department of Public Security on cybersecurity.

At the same time, SBV Region III continues to direct credit institutions to accelerate digital transformation and promote cashless payments.

The payment system has remained safe and uninterrupted, while ATMs and POS terminals continue to meet residents’ transaction needs. As of August 2026, the value of cashless payments processed by credit institutions in the region reached 250.66 trillion VND (9.63 billion USD), with 463,376 cards issued during the period.

Looking ahead, Nguyen Dinh Vinh, Deputy Director of SBV Region III, said the branch would continue to fully implement directions from the Party, the Government and the SBV on digital transformation, while emphasising the responsibility of leaders and further strengthening the digital capabilities of its staff.

The branch will also accelerate the digitisation of professional processes in conjunction with administrative reform, make more effective use of digital data for management and administration, ensure information security, and direct credit institutions to step up digital transformation and cashless payments.

The coordinated digital transformation measures are helping SBV Region III gradually modernise its management and administrative practices, improve the efficiency of its professional operations and build a more professional and transparent working environment, while meeting the development requirements of the banking sector and supporting socio-economic development in the area./.

Comment

You have 500/500 characters left

Please enter 5 or more characters!!!

Recent news

  • 'Phieng Khoai enters Navel orange season

    Phieng Khoai enters Navel orange season

    BUSINESS -
    From mid-October through February, Navel orange orchards in Phieng Khoai commune turn golden against a backdrop of lush green foliage. The delicate citrus fragrance and fresh mountain air attract visitors eager to explore the orchards, experience local farming and sample fresh produce. The seasonal appeal is helping promote local agricultural products, increase their value and boost tourism.
  • 'Binh Thuan holds Agricultural Products, Culture and Tourism Festival 2026

    Binh Thuan holds Agricultural Products, Culture and Tourism Festival 2026

    NEWS - POLITICS -
    The People’s Committee of Binh Thuan commune has held its Agricultural Products, Culture and Tourism Festival 2026 from October 15 to 18, featuring a wide range of cultural, sport and experiential activities that attract large numbers of local residents and visitors. The event helps promote local farm produce, showcase the cultural identities of ethnic groups, and preserve and promote traditional cultural values associated with experiential tourism development.
  • 'Quynh Nhai area harnesses reservoir resources for sustainable growth

    Quynh Nhai area harnesses reservoir resources for sustainable growth

    BUSINESS -
    With more than 10,500 hectares of water surface spanning four communes - Quynh Nhai, Muong Chien, Muong Gion and Muong Sai, the Quynh Nhai reservoir area offers significant potential for economic development. Alongside cage fish farming and ecotourism, the area is attracting renewable energy projects, opening up sustainable livelihoods that help local residents increase their incomes and improve their livelihoods.
  • 'Son La Party chief holds working session with Chieng Lao commune

    Son La Party chief holds working session with Chieng Lao commune

    NEWS - POLITICS -
    Hoang Van Nghiem, member of the Party Central Committee, Secretary of the provincial Party Committee and head of the province’s delegation to the National Assembly, led a working delegation to Chieng Lao commune on October 14 to review its economic, cultural and social development, national defence and security, Party-building efforts, and key priorities for the final three months of 2026.
  • 'Son La’s deputy Party chief inspects disaster recovery efforts in Ngoc Chien commune

    Son La’s deputy Party chief inspects disaster recovery efforts in Ngoc Chien commune

    NEWS - POLITICS -
    Cha A Cua, Deputy Secretary of the provincial Party Committee, President of the provincial Vietnam Fatherland Front Committee and head of Steering Committee 333, which oversees the implementation of provincial Party Committee Resolutions No. 05-NQ/TU, No. 13-NQ/TU and No. 14-NQ/TU, inspected disaster recovery efforts and plans to resettle and stabilise affected households in Ngoc Chien commune on October 14.
  • 'Preparations made for award ceremony of contest on Party resolutions

    Preparations made for award ceremony of contest on Party resolutions

    NEWS - POLITICS -
    Deputy Secretary of the provincial Party Committee Cha A Cua, who is President of the provincial Vietnam Fatherland Front Committee and head of the organising board of the online contest on the 14th National Party Congress’s Resolution and the Resolution of the 16th provincial Party Congress for the 2025–2030 tenure, chaired a meeting of the contest’s organising board and secretariat on October 13. The event was also attended by Dinh Thi Bich Thao, member of the provincial Party Committee’s Standing Board, Chairwoman of the provincial Party Committee’s Board for Publicity, and deputy head of the contest’s organising board.
  • 'Son La reviews progress in disaster recovery and resettlement in Muoi Noi commune

    Son La reviews progress in disaster recovery and resettlement in Muoi Noi commune

    NEWS - POLITICS -
    Cha A Cua, Deputy Secretary of the provincial Party Committee, Chairman of the provincial Vietnam Fatherland Front Committee and head of Steering Committee 333, which oversees the implementation of the provincial Party Committee’s Resolutions 05-NQ/TU, 13-NQ/TU and 14-NQ/TU, inspected progress in disaster recovery and the resettlement of affected residents in Muoi Noi commune on October 13.
  • 'Sustainable coffee exchange project launched

    Sustainable coffee exchange project launched

    BUSINESS -
    The Son La provincial Department of Agriculture and Environment, in coordination with the Netherlands Development Organisation (SNV) and the Management and Sustainable Development Institute (MSD), held a kick-off meeting for the Sustainable Coffee Exchange (SCE) project on October 12.
  • 'Farmers showcase skills at Son La Coffee Festival

    Farmers showcase skills at Son La Coffee Festival

    NEWS - POLITICS -
    A farmers’ competition was held on the morning of October 12 at Phuc Sinh Son La Corporation in Chieng Mung commune as one of the key activities of the second Son La Coffee Festival 2026. The event attracted large numbers of local residents, visitors, businesses and partners.
  • 'NA Vice President visits coffee processing plant, agricultural and tourism models in Son La

    NA Vice President visits coffee processing plant, agricultural and tourism models in Son La

    NEWS - POLITICS -
    Nguyen Thi Hong, member of the Party Central Committee and Vice President of the National Assembly, on October 11 led a delegation to visit Phuc Sinh Son La coffee processing factory, operated by Phuc Sinh Son La Corporation in Chieng Mung commune, and the Bon Bon Agricultural Services and Tourism Cooperative, as well as the Vat Hong hamlet Cultural and Experiential Space in Moc Chau ward.